Family-based Care or Nursing Home Care in the Face of Dementia Essay

Family-based Care or Nursing Home Care in the Face of Dementia - Essay Example Dementia is an aggregate term used to allude to a scope of ailments that include the decay of psychological capacity after some time. For those enduring dementia, their personal satisfaction can considerably diminish, and they immediately become reliant on others to assist them with even their most essential needs. The pervasiveness of dementia increments significantly with age, as a result the quantity of individuals experiencing dementia at a given time is probably going to ascend as our populace when all is said in done ages. As an outcome of this, the administration is progressively keen on figuring out what strategy for care is of lower cost. All in all, it is regularly accepted that it is less expensive to think about a person through family-based consideration rather than minding through nursing offices. Nonetheless, this doesn't consider costs that are brought about by relatives regarding accounts or time. This is a significant factor, as dementia patients much of the time require full-time care, therefore when dementia patients are being thought about through family-based consideration almost certainly, at any rate one individual from the family has diminished hours at work contrasted with under ordinary conditions. At the point when work and expenses are considered, reads have demonstrated that for patients with extreme degrees of reliance it was all the more financially practical for them to be thought about through nursing home consideration than through family-based consideration. In this manner, in spite of the budgetary expenses of nursing home consideration, it is as yet equivalent in cost, or less expensive th an family-based consideration. The budgetary expense isn't the main thought with respect to choosing the best kind of care for those enduring dementia. Dementia is dynamic and pulverizes mental capacity. At the point when it is a relative or adored one this is happening to, the procedure can be extremely agonizing to watch and can cause sentiments of powerlessness and mental injury. There are numerous reports of parental figures of dementiaâ patients experiencing extreme melancholy as a result of viewing the movement of the ailment (Eisdorfer et al. 2003). As a result thinking about a person with dementia applies huge mental weight on those capable.

Boorstin Critique Essay

Boorstin Critique Essay Boorstin Critique Essay William Smith Current American History Boorstin Critique 29JAN09 American History has been introduced in numerous structures. Understudies today frequently get it in a course book organization or something of that sort. The composing style and arrangement is generally founded on giving realities is progression, accordingly leaving the peruser detached from history learning. These reading material depend on an expansive certainty course of events; they disregard the littler transformations that don't happen on front lines. The Americans: The Democratic Experience by Daniel Boorstin accomplishes something else. It brings the peruser into American History and permits him to comprehend the seemingly insignificant details that formed American life. Boorstin has composed an intriguing book that permits the peruser take a gander at American History in an atypical manner. The book’s qualities and shortcomings drew in me in a one of a kind way, contrasted with the styles introduced to me as far as I can tell. Boorstin starts the book with a captivat ing proposition that at last clarifies his managing subject. I saw this theory as fascinating due to its interesting interpretation of a common subject of history. Numerous history course readings just base their substance on each significant insurgency that happened in the timespan they wish to break down. Normal history books give a sequence of occasions that frequently disregard people and network feeling, while at the same time concentrating on government or greater part pioneers. Boorstin’s proposal expresses that he won't do this. He takes the standard topic of upset and shockingly decides to concentrate on the littler, progressively unpretentious upheavals that happened in places that you could locate all over America. He contends that the progressions that happened in the nation occurred in places you would not think to look. This reality gave me a snare, being that he expected to clarify what it felt like to be an American as opposed to just giving a course of events . The subsequent stage for me was to find if the proof was there, and feel history in an alternate way. Boorstin demonstrates his focuses in an exceptionally influential manner. He takes a particular thought or hypothesis and gives numerous guides to demonstrate it or reinforce it. For instance, his fundamental hypothesis of American Gos of this incorporate, Rockefeller, G. Stanley Hall, John Dewey,

Cultural Geography of the Beatles: Representing Landscapes As Musical Texts Essay

Beatles tune investigation Presentation  â â â â â â â â â â Penny Lane is track number fifteen in Beatles’ collection. It was discharged in 1967. It is a tune of the stone sorts. It was basically composed by Paul McCartney. He attributed the tune to Lennon-McCartney. The melody was recorded during the meetings of Sergeant Pepper. The tune was discharged in light of the fact that the organization needed another something from Beatles after a long remain without another discharge. The melody was positioned number 456 in Rolling Stone rundown out of 500 of every 2004 ( Lennon et al, 1993, p.7).  â â â â â â â â â â The title of the tune is said to have been gotten from the name of a road where Lennon lived in his youth life in Liverpool, England. It is critical in that McCartney and Lennon would meet in the street’s transport stop to board a transport to the downtown area. The road was a popular spot that had been picked by Beatles fans that came to visit Liverpool. This road was evidently named after a well known slave merchant in England. It was huge in light of the celebrated taking of the signs set up bearing the name of the road (Campbell et al, 1980, p. 12).  â â â â â â â â â â The tune â€Å"penny lane† has an excellent coordination of vocals and instrumental sounds. This coordination is even made progressively appealing by an independent piccolo trumpet that has a reasonable and clean solid which infiltrates agreeably all through an overwhelming mid-extend surface. The tune is overwhelmed by very much organized piano notes, percussion impacts and a Vox guitar speaker sound which has included re-action words. The resultant impact is amazing. The tune beats the time it was created. Very much played and performed by all the faculty required during its creation, the melody was finished with a ton of exactness. It was the top rated melody in the collection at the hour of its discharge (Lennon et al, 1993, p.11).  â â â â â â â â â â The tune has a twofold tonic structure and a theme each with a comparative beginning explanation however various verses after the presenting articulation. This is a one of a kind component of the melody which realizes a component of reiteration. Would it be able to be that the road was so essential to the essayist of the melody? This may be the situation or might be it is on the grounds that the road was one of the huge lanes of Liverpool (Lennon et al, 1993, p.13).  â â â â â â â â â â In the opening of the tune, after the notice of â€Å"in Penny Lane†, the author utilizes a three line interim song note. It at that point changes to BM key which includes level third notes. This is an extraordinary development placing the hour of its creation into thought. To explore from the stanza â€Å"In the pouring rain† to â€Å"very strange†, McCartney utilized an E harmony as a rotate and returns the audience members to the melody (Robert et al, 2005, p. 15).  â â â â â â â â â â At the center length of the tune, the verses stops and there is where an independent piccolo trumpet is played. The period the trumpet is played consummately coordinates the melody. It is finished with exactness to get the audience members interested. This period conveys the listeners’ feelings to another very surprising world. It is acutely done nearly to bank the player short of breath and having the entire consideration of the enthusiastic being of the audience (Campbell et al, 1980, p. 25).  â â â â â â â â â â Though the tune is decent, there is by all accounts a few highlights in it that are negating. The melody was composed and recorded during mid year yet, there is downpour. One would ponder about the essentialness of the differentiating melody against the stanzas. May be the motivation behind the complexity was to show the thing that matters is various experts and employments, for example, firecrackers, banking and hair cutting and nursing. There additionally is by all accounts another logical inconsistency that the stylist doesn't wear a mack yet he is standing by to be cut. It is impossible that an individual can be shaved with wet hair. This is additionally a logical inconsistency present in the melody. Its centrality isn't known. Likely the noteworthiness is to show how conceivable the unimaginable things are (Campbell et al, 1980, p. 27).  â â â â â â â â â â There is as yet another muddled refrain in the melody. The stanza calls attention to that the attendant feels to be in play but she is playing. How might one feel to be in play but then he/she is in play? The person must feel to be in play since they as of now are in play. The poppies sold by the medical attendant are an indication of excellence. They are excellent and extremely delicate and along these lines should be taken care of with a great deal of care. The importance of the section is to achieve the component of excellence that commands Penny Lane Street yet it is exceptionally delicate and should be dealt with all the more so from the predominant state of burglary (Robert et al, 2005, p. 17).  â â â â â â â â â â The section â€Å"four of fish and finger pies† is a British slang. â€Å"Finger pie† is a sexual slang of the time though â€Å"four of fish† means fish sticks and french fries worth four penny. Placing into thought that the melody was composed during when Penny Lane was a huge goal of voyagers, the slang â€Å"finger pie† may indicate the most elevated likelihood of prostitution in the zone. Essentially, the importance of the slang â€Å"four of fish† may mean the most well known nourishment delighted in by the individuals in Penny Lane during the time (Robert et al, 2005, p. 23).  â â â â â â â â â â The reiteration of â€Å"Penny Lane is in my ears† is a huge component in the melody. It is intended to accentuation on how significant the spot is to the essayist. It appears that the spot is the best ever the essayist had lived in during his life time. The spot implied a ton to the author. It resembles he holds a nostalgic sentiment of his youth with the region. In deed the territory was pleasant because of its appealing nature and a known goal of numerous vacationers. This would have been another explanation behind composing a tune ruled with the name Penny Lane. So also, the artists of the tune â€Å"The Beatles† were well known in Penny Lane. They had incredible exhibitions in the region which had a ton of fans. This could likewise be another motivation behind why the name is referenced various occasions. In spite of the fact that the notice is critical, the essayist will in general try too hard by making progressively superfluous notices even in the refrains (Campbell et al, 1980, p. 16).  â â â â â â â â â â The verses are clear for the audience to see yet to know the genuine inspiration of the tune or the importance and the expectation of the author is exceptionally hard. The author makes a critical symbolism utilizing the presence of a one day exercises in the city. Be that as it may, the real significance of the melody is just known to the author of the tune. Not except if the author is met and he honestly opens up and air his inspiration, it would be entirely unexpected from what it is by all accounts (Campbell et al, 1980, p. 19).  â â â â â â â â â â McCartney appears to welcome all the individuals in the road who adds to the economy of the nation. He likewise appears to acknowledge what they will give him consequently subsequent to going to the show and purchasing collections. Simultaneously, the audience members are engaged. A notice of various sort of individuals who are everywhere throughout the zone is additionally critical. Medical attendants selling poppies, an investor, a fire fighter, and a hair stylist are for the most part critical (Campbell et al, 1980, p. 26).  â â â â â â â â â â When they are referenced, they all will feel acknowledged and will thus purchase the collection and go to more shows encouraged by The Beatles. This is of bit of leeway to the essayist, the artists and the maker in light of the fact that the collection will sell more. It likewise appears that Penny Lane was a spot for all individuals. Various people from various callings meet in the hair salon for a shave (Lennon et al, 1993, p.26).  â â â â â â â â â â The tune is joined by a decent slide show of the verses. This makes it simpler for the beneficiary to disguise the verses. On the off chance that the beneficiary can comprehend the verses, they unquestionably will adore the melody. It is normal that in the event that the verses are clear for the beneficiary utilization, at that point the objective of the melody is accomplished. Aside from selling increasingly, some random melody ought to have an enthusiastic reaction from the beneficiaries. On the off chance that it doesn’t, at that point the objective isn't accomplished (Campbell et al, 1980, p. 29).  â â â â â â â â â â At the finish of the tune, the pitch note changes and the chorale is rehashed multiple times. This is might be planned to get the consideration of the audience members and to accentuation on the significance of the data in the theme. The bringing up of the melody note makes it phenomenal to the audience members. It hoists the passionate degree of the audience members. This keeps them at their top most partiality of the melody. Right now, their spirits are more into the tune than any time in recent memory in the verses. This part could be the most alluring purpose of the tune (Lennon et al, 1993, p. 25).  â â â â â â â â â â Although the tune is commonly composed and performed to exactness, with instruments flawlessly fitting the verses, there are a few examples that whenever changed, the tune would be progressively appealing. To start with, the voice of the vocalist isn't so obvious from the instrumentals. This is to mean, the instrumentals are overpowering the voice of the vocalist. It could have been exceptional if the instrumental sound power had been decreased during the singing of the verses (Lennon et al, 1993, p.31).  â â â â â â â â â â By so doing, the verses would have been more clear and it would have not been overpowered by the instrumental sound. The general melodic mix would entwine splendidly with the singer’s

Economic performance in Malaysia rise of Islamic banking - Free Essay Example

Today in Malaysia, Islamic banking and finance has become a main flow in the financial and economic activities and has become accepted by the people. The increase participation from the conventional banks and creates a healthy competition among the Islamic banking and thus leads to the enhancement of the product and better services to the customer. In this paper we are discuss more about the history of Islamic banking in the past and present, the objectives, philosophy and principles and of Islamic banking, modern banking operations according to Shariah principles. The word bank is derived from the Italian word banco, the origin meaning is shelf or bench. (Mohammad Muslehuddin) Islamic banking is banking based on Islamic law (Shariah). It follows the Shariah, called  ¬Ãƒâ€šÃ‚ qh muamalat (Islamic rules on transactions).The rules and practices of  ¬Ãƒâ€šÃ‚ qh muamalat came from the Quran and the Sunnah, and other secondary sources of Islamic law such as opinions collectively agreed among Shariah scholars (ijma), analogy (qiyas) and personal reasoning (ijtihad). Its also known as participant banking,  Islamic banking  refers to a system of banking  or banking activity that is follow with the principles of Islamic law  (Sharia) and its practical application through the development of Islamic economics. Sharia prohibits the payment or acceptance of interest fees for loans of money (riba), for specific terms, as well as investing in businesses that provide goods or services considered contrary to its principles (Haram, forbidden). While these principles  were used as the basis for an economy in earlier times, it is only in the late 20th century that a number of Islamic banks were formed to apply these principles to  private  or semi-private  commercial  institutions within the Muslim community. (Wikipedia) Islamic banking system in Malaysia comprises of the Islamic banking industry, the takaful industry, the Islamic money market, and the Islamic capital market. Firstly is Islamic banking industry. Islamic banking in Malaysia  began in September 1963 when Perbadanan Wang Simpanan Bakal-Bakal Haji (PWSBH) was established. PWSBH was set up as an institution for  muslims  to save for their  Hajj  expenses. In 1969, PWSBH merged with Pejabat Urusan Haji to form Lembaga Urusan dan Tabung Haji (now known as Lembaga Tabung Haji). In Malaysia, separate Islamic legislation and banking regulations exist side-by-side with those for the conventional banking system. The legal basis for the establishment of Islamic banks was the Islamic Banking Act (IBA) which came into effect on 7 April 1983. The IBA provides BNM with powers to supervise and regulate Islamic banks, similar to the case of other licensed banks. The Government Investment Act 1983 was also enacted at the same time to empower the Government of Malaysia to issue Government Investment Issue (GII), which are government securities issued based on Syariah principles. The long-term objective of BNM is to create an Islamic Banking system operating on a parallel basis with the conventional banking system. However, similar to any banking system, an Islamic banking system requires three vital elements to qualify as a viable system, for example number of players, a broad variety of instruments, and an Islamic money market. In addition, an Islamic banking system must also reflect the sosio-economic values in Islam and must be Islamic in both substance and form. BNM adopted step-by-step approach to achieve the objectives. The first step is to spread the good of Islamic Banking was to disseminate Islamic banking on a nation-wide basis. BNM decided to allow the existing banking institution to offer Islamic banking services using their existing infrastructure and branches. The option was seen as the most effective and efficient mode of increasing the number of institutions offering Islamic banking services at the lowest cost. On March 1993 BNM introduced a scheme known as Skim Pembankan Tanpa Faedah. The first Islamic bank established in the country was Bank Islam Malaysia Berhad (BIMB) which commenced operations on 1 July 1983. Same with its objectives, the banking activities of the bank are based on Syariah principles. BIMB has proved to be a viable banking institution with its activity expanding rapidly throughout the country with a network of 80 branches and 1,200 employees. The bank was listed on the Main Board of the Kuala Lumpur Stock Exchange on 17 January 1992. (Pledgeco.com) On 1 October 1999, a second Islamic bank namely Bank Muamalat Malaysia Berhad (BMMB) start its operations. The establishment BMMB was effect of the merger between Bank Bumiputra Malaysia Berhad (BBMB) and Bank of Commerce (Malaysia) Berhad (BOCB). In addition, BMMB was given 40 branches of BBMB and BBMBK in various locations throughout Malaysia and a staffs of 1,000 moves from BBMB, BOCB and BBMBK. In terms of products and services, there are more than 40 Islamic financial products and services that maybe offered by the banks using various Islamic concepts such as Qardhul Hassan, Mudharabah, Musyarakah, Murabahah,BaiBithaman Ajil, Ijarah, istisna, and Ijarah Thumma Al-Bai. Secondly is the takaful industry. Takaful  is an Islamic  insurance  concept which is in Islamic  muamalat  (Islamic banking), observing the rules and regulations of  Islamic law. This concept has been practised in various forms for over 1400 years.  Muslim jurists acknowledge that the basis of shared responsibility in the system of  aquila  as practised between Muslims of Mecca and Medina laid the foundation of mutual insurance. (Wikipedia) Takaful as a system of Islamic insurance is based on co-operation and mutual help for the good of the society. Furthermore, is the Islamic money market. The Islamic Interbank Money Market (IIMM) was introduced on 3 January 1194 by BNM. The activities of the IIMM included the purchase and sale of Islamic financial instruments among market participants (including the Bank), interbank investment activities through the Mudaraba Interbank Investment (MII) Scheme and a cheque clearing and settlement system through an Islamic Interbank Cheque Clearing System (IICCS).(Islamic world.net) Last but not least is the Islamic capital market. The Islamic Capital Market (ICM) refers to market transaction that carried out in ways that do not conflict with the conscience of Muslims and the religion of Islam. In other words, the ICM represents an assertion of religious law in the capital market transaction where the market should be free from the involvement of prohibited activities by Islam, as well as free from the elements such as usury (riba), gambling (maisir) and ambiguity (gharar). (Islamic world.net) Bank Practice: Past and Present The banking practice has already existed before the emergence of modern bank. This is because modern bank practice is based on ancient time that who first developed banking system which confines money exchange, interest, loans, depositing operations, credit transfer and etcetera. The ancient that are practice banking such as Babylon, Greece, Roman and the era of Prophet S.A.W. 2.1 Babylonian Civilization Babylon was ancient empire situated on the Euphrates River about 50 miles of modern Baghdad in southern Mesopotamia. Hammurabi was emerging as a ruler of Babylon then he expanded the empire and organized its own laws that called Code of Hammurabi around 2000 BC. The development economy of Babylon started at the end of 6000 BC by private banking system. This private banking business have owned by the families of Egibi. They were lending the loan to people by charging interest from 20% to 30 %. At the Babylon ancient, they are using silver coins as a medium exchange in any transaction for paying purpose. For the measuring, the silver will be arbitrated equal to value of the things. They were using silver coins because silver coins easy to keep and to be used. Besides using silver coins as the changes, they also used gold. The gold has been valued fifteen times more than silver coins valued. Upon the financing that increasingly exist, the power had legislated under Law of Hammurabi. It contained the rule of banking operation, interest loan and deposits. Babylon considered temple as the safe place to deposits their money. 2.2 Greek Civilization The banking practice in the ancient Greek is not differing much with ancient Babylonian. The ancient using temple as the safe place in deposited their money. The people in the ancient Greek, doing activities such as accepting deposits, exchanging money and making transfer between the difference cities and giving that is not differ than ancient Babylonian. However, during this ancient, the interest has been imposed on the lending of money within 6% to 12%. According to Henri Pirenne, an important transaction the interest rate was charged to 10% but at that time the interest arose to 50% or 100% or higher. 2.3 Roman Civilization Ancient Rome located along the Mediterranean Sea and centered on the city of Rome and become the largest empire in the ancient world as early 10th BC. As a vast area of land, the main economy for ancient Rome focused on farming and trade. At the time, the empire imposed for tax collection. Usually the empire collected production tax from conquered territory. The tax was imposed on grain-producing lands. For that, the empire had developed coinage system with using bronze, brass and precious metal coins. But the end of 3rd century, major problems of debasements of the imperial currency had undermined in the coinage and the empire demand for irregular tax payments. 2.4 Banking Practice in the time of Prophet Muhammad S.A.W. Prophet Muhammad S.A.W. was born on 12 Rabiul Awal AD 570 in Mecca is now Saudi Arabia. His father was died before he born following with his mother when he at six years old. The Prophet S.A.W. was brought up by his grandfather, Abd al-Muttalib and after that by his uncle Abu Talib. When the Prophet S.A.W. was young, his known as Al-Amin (the trustworthy) because his attitude that very nice and honest in every work and his life live. The Prophet S.A.W. then married to the wealthy widow Khadijah, a trader. At the age of 40, the Prophet S.A.W. received first revelations at Mount Hira. The Prophet S.A.W. has been appointed by Allah S.W.T. to spread Islam to all man to worship only one God and leave the futile things. However, the Prophet S.A.W. got against by the Quraisy and only several followers that believe on him. This situation makes the Prophet and his followers left Mecca and went to Yathrib (Medina) to spread Islam. The year the Prophet S.A.W. migrated to Yathrib, started the Islamic years which represented AH (after hijrah). Banking practice has already existed during the Prophet S.A.W. even bank institution does not exist yet. This was reported by Anas r.a the Prophet S.A.W selling a carpet and water vessel and was calling out for customers. A customers bid for one dirham, another customer bid for two dirham then the Prophet sold to him. During the Prophet S.A.W., he prohibits riba in any business transaction and followed the sharia compliants. There also developed a profit sharing in lending money. All the activities business based of partnership. There have different between before and after the coming of Islam. That time also, all Muslim have to pay the zakat in order to help the development of Muslim society. Finance system become more clearly and systematic when era Sayyidina Umar al-Khattab r.a. this is because in era Sayyidina Umar al-Khattab exist Bait al-Mal which is collected all property country from zakat, jizyah, kharaj and ghanimah. 3.0 Historical Development of Islamic Financial System in Malaysia Before the Islamic banking system had applied in Malaysia, Malaysia using conventional financial system to fulfill their financial needs. The roots of Islamic banking back to 1963 when the government established Pilgrims Management and Fund Board or Lembaga Urusan dan Tabung Haji (LUTH). This Tabung Haji established to invest the savings of local Muslim who intand to perform pilgrim (Hajj) with interest free. Tabung Haji applied Mudharabah a profit and loss sharing, Musyarakah, a joint venture and Ijrah, a leasing. These methods are under guidance of National Fatawah Committee of Malaysia. Establishment of Bank Islam Malaysia Berhad started operation on July 1st 1983. This bank is the first bank who applied Sharia Compliants which is free in interest rate, and using profit and loss sharing. The establishment of Bank Islam is to develop any transaction in loan of money, leasing, which are related to Islamic way. Another company that established applying Islamic principles is Takaful Malaysia. This company is insurance company that applying shariah concept. The major shareholder of Takaful Malaysia is BIMB Holdings Berhad with equity 65.5%. The company objective is to provide insurance services based Islamic way with efficiency and professionalism to all Muslims and non Muslims in Malaysia. Nowadays, almost conventional bank have develop Islamic banking practice in one of their services which is gaining more benefits to all people. Islamic banking, the world accept the concept. Even non Muslims more choose Islamic financial rather than conventional financial in term of guaranteed for a years. 4.0 Objectives of Islamic Banking The goal of Islamic financing institution should be in conformity with the objectives of the Shariah itself (maqasid al-shariah). Muslims jurists have unanimously agreed that the welfare of the people and relief of their hardships is the basic objectives of Shariah. According to Al-Ghazali (Muhammad al-Ghazali: 1937) and al-Shatibi (Abu Ishaq al-Shatibi:pp 46-47) the welfare of the people which become objective of Shariah consist in five aspect : The very objective of the Shariah is to promote the welfare of the people which lies in safeguarding their faith (din), their human self (nafs), their intellect (aql) their posterity (nasl) and their wealth (mal). Whatever ensures the safeguard of these five serves public interest and is desirable. The objective of the Islamic financial system is based on Islamic Law and Shariah. The first objectives are to be treated as an important vehicle to transfer funds from the surplus to the deficit units. This is done to ensure the equitable allocation of capital to sectors which would yield the best returns to the owners of capital, thereby contributing towards the overall growth and expansion of an economy. Second objective of the Islamic financial system is to ensure that the surplus fund be attracted for worthwhile investments in accordance with the owners preference in terms of the extent of risk involvement, rate of return, as well as the period of investment. Third objective of the Islamic financial system is to help the fund owners to find sufficient opportunities to invest for the short-term. Since it is contrary to Shariah principles to hoard wealth, it is necessary for the wealth owners to invest their funds in projects of either short-term or long-term nature. Fourth objective of the Islamic financial system is to promote, foster and develop the application of Islamic principles, law and tradition to the transaction of financial, banking and related business affairs and to promote investment companies, enterprise and concern which shall themselves be engaged in business activities as are acceptable and consistent with Islamic principle, law and traditions. (M.Fahim Khan:1983) A fifth objective of the Islamic financial is to provide Shariah compliant and prudent banking opportunities, hence providing an opportunity to Muslims to do their banking transactions in a halal way. In other words, this is just an effort to avoid Riba and other prohibited elements from commercial and banking transactions. 5.0 Philosophy of Islamic Banking The Islamic Banking and financial system is part and parcel of Islamic economics system. Therefore, Islamic banking and financial system is founded on the basis of Islamic economic philosophy. The foundations of the Islamic economy lie in the following basic principles derived from various injunctions of the Quran and the Sunnah. There are three philosophical foundation of Islamic Banking which is tauhid, khalifah and adalah. 5.1 Tauhid (Unity of God) Tauhid is the essence of Islamic teaching. It is about the recognition that there is no gods, except the God. The God is One. It implicates that human being only submits him/her self to the will of God that implicitly recognizing the Gods sovereignty. The Quran says: to Him belongs whatever is in the heavens and on earth, and all between them and beneath the soil Tauhid signifies mans commitment and total submission to Allah, in all aspects of his life. The other part of tauhid gives men the sense of being equals, free and independent of one another while they are equally dependent on Allah. It teaches men how to relate and deal with other fellowmen in the light of his relationship with Allah. Thus, it implies the principles of brotherhood, that each man is brother to other men and they are equal partner (Abdul-Hamid A. Abu Sulaiman: 1976). 5.2 Khalifah (vicegerency) Khalifah means obligation, obligation to Allah the Creator and The Owner of The universe. Man is the best of creations Human beings are the only species having been endowed with the qualities of conscience, intelligence, thinking and choice in order to fulfil his mission as Gods vicegerent. His main purpose of living in this world is to serve God and Him alone. On the individual level, it means that man has to worship the one God, behave in an ethical manner and realize his higher tendencies. The concept vicegerency of man implies and stresses that man is not sovereign; the only sovereign is Allah the exalted. Man is responsible for the implementation of Allahs sovereignty through the laws given by Him. 5.3 Adalah (ownership) Adalah is an ownership. This means the authority and power of possession. Based on this principle, man is neither the absolute owner nor the total possessor of the earth and its resources. Absolute power and complete possession belong only to Allah who has created man and all other creatures. Mans ownership then is limited to whatever Allah has wisely willed and to the capacity of his intellect, authority and freedom granted to him. Mans ownership in his analogy, is limited, borrowed, conditional and entrusted. (Seyyed Mahmood Taleqani:1983). 6.0 The Principles of Islamic Financial Institutions Islamic financial institutions have an important role to play in the light of Islamic teachings in order to please Allah (SWT). The fundamental principle of Islam states that the separation between temporal and religious matters is not permitted, which implies the compliance with Shariah as the basis for all aspects of life. This compliance covers not only religious worship but also business practices. Islamic financial institutions must operate within the framework of the religion, based on Quran and Sunnah. Hence their activity, transactions and behaviour must be in line with these principles. The basic principles that Islamic financial institutions must follow are: 6.1 Business Framework Islamic Banking System is based on Shariah Laws. Syariah laws ensure adherence to Islamic laws and provide guidance while the conventional financial systems is based only on man-made laws and no religious laws. 6.2 Interest (Riba) Interest (riba) in Islam is forbidden. Hence, all banking activities must avoid interest. Instead of interest, the bank earns profit (mark up) and fees on financing facilities it extends to customers. Also, depositors earn a share of the banks profit as opposed to interest. Within Islamic financial institutions, it is not allowed to charge for the mere use of money. Islamic financial institutions must trade in real assets or services whereas conventional financial institutions trade in money (buying money from depositors and selling money in the form of loans). Most the activities of the conventional financial institutions are interest based financing. 6.3 Prohibited activities Shariah prohibits using in certain activities. Islamic financial system must encourage and develop the applications of Islamic principles and law to transactions of finance, banking and business affairs. It controls the engagements of investment companies in activities that are tolerable and consistent with the Shariah law thus preventing the occurrence of activities forbidden by Islam. Only halal are allowed. Islamic financing will, therefore, be inappropriate in financing any enterprise involved in any type of activities that is unlawful in Islam or harmful mankind. For example, Islamic Bank does not finance liquor manufacturing, transportation, storage or distribution companies. 6.4 Contractual Relationship Contractual relationship in Islamic financial institution depends upon the nature of transaction. It could be a seller-buyer relationship (Murabahah), a lessor-lessee relationship (Ijara), a partnership (Musharakah) or a creditor-debtor relationship (Qard Hassan). In conventional financial institutions has only one relationship which is a creditor-debtor relationship (Qard Hassan) 6.5 Participation and risk sharing Another principle of Islamic finance is based on partnership and the sharing of risks. Islamic financial institutions offer investor/depositors participation in risk sharing type packages rather than fixed interest on deposit. Any risk-bearing instruments reflecting a real asset and earning a variable rate of return tied to the performance of the asset is considered to be consistent with Islamic law. In contrast to conventional banking principles what is condemned in Islamic banking is the notion of a risk free reward or return. The Islamic financial system employs the concept of participation in the enterprise, utilizing the funds at risk on a profit and loss sharing basis, thus encouraging better resource management. Management of the enterprise can be in one of several forms depending on whether the financing is through Mudarabah, Musharaka and so on. The relation of investors to the institution is that of partners whereas that of conventional banking is that of creditor investor. The Islamic financial system is based on equity whereas the conventional banking system is loan based. 7.0 Modern banking operations according to shariah principles. Islamic banking refers to a system of banking or banking activity that is consistent with the principles of Islamic law (Shariah). The principles were used as the basis for a flourishing economy in earlier times, it is only in the late 20th century that a number of Islamic banks were formed to apply these principles to private or semi-private commercial institutions within the Muslim community. The first modern experiment with Islamic banking was undertaken in Egypt under cover without projecting an Islamic image. The first modern commercial Islamic bank, Dubai Islamic bank opened in 1975. In the early years, the products offered were basic and strongly founded on conventional banking products. However, in the last few years, the industry is starting to come up with strong development in new products and services. Islamic Banking is growing at a rate of 10-15% per year and with signs of consistent future growth. Islamic banks have more than 300 institutions spread over 51 countries, including the United States. It is estimated that over US$822 billion worldwide shariah-compliant assets are managed according to The Economist (Wikipedia) Islamic banking has the same purpose as conventional banking except its operates in accordance with the rules of Shariah, known as Fiqh al-Muamalat (Islamic rules on transactions). The basic principle of Islamic banking is the sharing of profit and loss and the prohibition of riba (usury). Common terms used in Islamic banking include profit sharing (Mudharabah), safekeeping (Wadiah), joint venture (Musharakah), cost plus (Murabahah), and leasing (Ijarah).(Wikipedia) Islamic banking is restricted to Islamic acceptable transactions, which exclude those involving alcohol, pork, gambling, etc. The aim of this is to engage in only ethical investing and moral purchasing. 7.1 Baial Inah (sale and buy-back agreement) Bai al inah is a financing facility with the underlying buy and sell transactions between the financier and the customer. The financier buys an asset from the customer on spot basis. The price paid by the financier constitutes the disbursement under the facility. Subsequently the asset is sold to the customer on a deferred-payment basis and the price is payable in installments. The second sale serves to create the obligation on the part of the customer under the facility. 7.2 BaiMuajjal (Credit Sale) Literally bai muajjal means a credit sale. Technically, it is a financing technique adopted by Islamic banks that takes the form of murabahah muajjal. It is a contract in which the bank earns a profit margin on the purchase price and allows the buyer to pay the price of the commodity at a future date in a lump sum or in installments. It has to expressly mention cost of the commodity and the margin of profit is mutually agreed. The price fixed for the commodity in such a transaction can be the same as the spot price or higher or lower than the spot price. Bai muajjal is also called a deferred-payment sale. However, one of the essential descriptions of riba is an unjustified delay in payment or either increasing or decreasing the price if the payment is immediate or delayed. 7.3 Musharakah (joint venture) Musharakah is an agreement between two or more partners, whereby each partner provides funds to be used in a venture. Under Islamic jurisprudence, Musharakah means a join enterprise formed for conducting some business in which all partners share the profit according to a specific ratio while the is shared according to the ratio of the contribution. Profits made are shared between the partners according to the invested capital. In case of loss, each partner loses capital in the same ratio. If the Bank provides capital, the same conditions apply. It is this financial risk, according to the Shariah, that justifies the banks claim to part of the profit. A working partner gets a greater profit share compared to a sleeping (non-working) partner.(Muhammad Imran Ashraf Usmani,2002) 7.4 Mudarabah A special kind of partnership where one partner gives money to another for investing it in a commercial enterprise. The investment comes from the first partner who is called rabb-ul-mal, while the management and work is an exclusive responsibility of the other, who is called mudarib and the profits generated are shared in a predetermined ratio. The Mudarabah (Profit Sharing) is a contract, with one party providing the capital and the other party providing its specialist knowledge to invest the capital and manage the investment project. Profits generated are shared between the parties according to a pre-agreed ratio. 7.5 Murabahah This concept refers to the sale of goods at a price, which includes a profit margin agreed to by both parties. The purchase and selling price, other costs, and the profit margin must be clearly stated at the time of the sale agreement. The bank is compensated for the time value of its money in the form of the profit margin. This is a fixed-income loan for the purchase of a real asset such as real estate or a vehicle, with a fixed rate of profit determined by the profit margin. The bank is not compensated for the time value of money outside of the contracted term, meaning the bank cannot charge additional profit on late payments, however, the asset remains as a mortgage with the bank until the default is settled. 7.6 Musawamah Negotiation of selling price between two parties without reference by the seller to the costs or asking price of the goods or item. While the seller may or may not have full knowledge of the cost of the item being negotiated, they are under no obligation to reveal these costs as part of the negotiation process. This difference in obligation by the seller is the key distinction between Murabahah and Musawamah with all other rules as described in Murabahah remaining the same. Musawamah is the most common type of trading negotiation seen in Islamic commerce. 7.7 Bai salam Means a contract which is made advance payment for goods that to be delivered later. The seller undertakes to supply some specific goods to the buyer at a future date in exchange of an advance price fully paid at the time of contract. It is necessary that the quality of the commodity intended to be purchased is fully specified leaving no ambiguity leading to dispute. The purpose of use Salam is to meet the need of small farmers who need money to grow their crops and to feed their family up to the time of harvest. Otherwise, it is important for import and export. Under Salam, it is allowed for them to sell the goods in advance. After receiving their cash price, they can easily undertake the aforesaid business. Salam is beneficial to the seller because he receive the price in advance and it was beneficial to the buyer because the price in Salam is lower than the price in spot sales. 7.8 Ijarah Means lease, rent or wage. Generally, Ijarah concept means selling the benefit of use or service for a fixed price or wage. Under this concept, the Bank makes available to the customer the use of service of assets / equipments such as plant, motor vehicle. 7.9 Ijarah wal iqtina A contract under Islamic bank provides equipment, building, or other assets to the client against an agreed rental together with a unilateral undertaking by the bank or the client. At the end of the lease period, the ownership in the asset would be transferred to the lessee. The undertaking or the promise does not become an integral part of the lease contract to make it conditional. The rentals as well as the purchase price are fixed in such manner that the bank gets back its principal sum along with profit over the period of lease. 7.10 Qard Hassan (good loan/benevolent loan) This is a loan extended on a goodwill basis, and the debtor is only required to repay the amount borrowed. However, the debtor may pay an extra amount beyond the principal amount of the loan without promising it, as a token of appreciation to the creditor. In the case that the debtor does not pay an extra amount to the creditor, this transaction is a true interest-free loan. Some Muslims consider this to be the only type of loan that does not violate the prohibition on riba, since it is the one type of loan that truly does not compensate the creditor for the time value of money. 7.11 Wadiah(safekeeping) In Wadiah, a bank is deemed as a keeper and trustee of funds. A person deposits funds in the bank and the bank guarantees refund of the entire amount of the deposit, or any part of the outstanding amount, when the depositor demands it. The depositor, at the banks discretion, may be rewarded with Hibah as a form of appreciation for the use of funds by the bank. Conclusion Today, Islamic banking practice had already worldwide. Almost all conventional bank in the world applied Islamic banking practice which is suitable to apply even the whole world having the economic crisis. Shaykh Yusuf DeLorenzo, a Virgina-based Islamic scholar says in the book of Islamic Banking-Finance in South-East Asia a financial system without interest is more interested. Islamic banking that is based on Shariah compliants prohibits an interest which is powerful tool of exploitation of one sector of society by another (Angelo M. Venardos). Shariah compliants have adopted principles of Islamic banking and finance to guide the people in any transaction that people do. The principles are such as Baial Inah (sale and buy-back agreement), Baial Inah (sale and buy-back agreement), Musharakah (joint venture), Mudarabah, Murabahah, Musawamah, Bai salam, Ijarah, Ijarah wal iqtina, Qard Hassan (good loan/benevolent loan), and Wadiah(safekeeping). But even Islamic banking practice now is worldwide and almost all people accept Islamic banking some issues have raised up example, why people non-Muslims more prefer choose Islamic banking rather than Muslims selves? Even though Islamic banking practice is the first built at Islamic countries with the populations are among Muslims example of Malaysia. This issue that related to Muslims people are such an embarrassed to Islam self cause the Muslims does not supported Islamic banking practice that now already spread to the world. The Muslims thought that Islamic banking charged highest interest rather than conventional system. This narrow thought must be cleared from their mind as not, Islam will down fall as before. Reference Basic story https://www.islamic-finance.com/item36_f.htm banking business past and present (function() { var scribd = document.createElement("script"); scribd.type = "text/javascript"; scribd.async = true; scribd.src = "https://www.scribd.com/javascripts/embed_code/inject.js"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(scribd, s); })() Mohd. Ali Muhamad Don:Mengembalikan Kegemilangan Baitul Mal seperti era Khalifah Umar https://www.utusan.com.my/utusan/info.asp?y=2010HYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmHYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmdt=1105HYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmHYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmpub=Utusan_MalaysiaHYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmHYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmsec=RencanaHYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Utusan_Malaysiasec=Rencanapg=re_03.hhtmHYPERLINK https://www.utusan.com.my/utusan/info.asp?y=2010dt=1105pub=Ut usan_Malaysiasec=Rencanapg=re_03.hhtmpg=re_03.hhtm Islamic Banking in Malaysia https://www.islamic-world.net/islamic-state/malay_islambank.htm History of Banking https://en.wikipedia.org/wiki/History_of_banking

Theme of The Jungle Essay - 794 Words

In the book The Jungle by Upton Sinclair; this was first published by Fine Creative Media Inc. in 1906 (edition I read was published in 2003) it discuses life as an immigrant and how immigrants foresaw the American dream and how they tired to achieve it. There where many themes for the book. The theme that I took was most important was that life on the other side is not always better then what one has. This theme can be shown many different ways throughout the book. It is shown through the plot and through many examples of event that occurred though the book. In The Jungle a young man named Jurgis Rudkus moves to the United States landing in Chicago, with his family looking for a better life then what they had in Lithuania. They†¦show more content†¦As the story goes on Ona and her baby Antanas both die. Ona during child birth and Antanas will drowned in front of the house. Jurgis will then move out of the city to the suburbs leave all of his family behind. Later returning to Chicago and getting himself into a lot of trouble with the law. After some time of being in and out of jail Jurgis finally gets a job working at a hotel. He will become back in touch with his family that he left and begin to support them on what he makes by working at the hotel. As I read the book I felt more and more sorry for Jurgis and his family. The struggles and hardships that they went though as well as what other immigrants where going through at the time. I feel that people during this time where treated very unfairly and when it came to the meat packing companies I think that the cows pigs had a better life. This is because the animals where fed every day no matter what because the people that wanted to sell them needed for them to look like that had a lot of meat on them not just skin and bone. The pay that the people working in these plants made did not always pay for the rent of their one rat infested room, let alone to put food on the table. Some of the ways I feel that the workers where treated badly in this book are first when Jurgis notices the speeding upShow MoreRelatedTheme Of The Jungle2072 Words   |  9 Pages When Upton Sinclair spoke about his book, The Jungle, written in 1906, he said I aimed at the publics heart, and by accident I hit it in the stomach. (p. v). Never a truer word was spoken. The Jungle highlighted three main themes. The first was the experience of the immigrants once they arrived in the United States, including the harsh conditions under which they lived. The second was the experience of the immigrants once they entered the labor force, specifically at meat packing plant inRead MoreTheme Of Capitalism In The Jungle1009 Words   |  5 Pages Upton Sinclair wrote the book The Jungle where he discussed life as an immigrant. He tells of how immigrants envisioned the American dream and told of their attempts of achieving the dream that they were told of. 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In the book Fire and Flood by Victoria Scott, the theme was majorly supported in many specificRead MoreComparing the Poems City Jungle by Pie Corbett, London by William Blake and Londinium by Catatonia910 Words   |  4 PagesComparing the Poems City Jungle by Pie Corbett, London by William Blake and Londinium by Catatonia City Jungle by Pie Corbett, London by William Blake and Londinium by Catatonia are poems that share the same theme: cities and city life. They each have negative opinions of cities and similar themes and messages, that cities are unpleasant. The poems are however, vastly different in their style; City Jungle has a fun atmosphere, whereas Londinium and London haveRead MoreKurtzs Affect on Other Characters in Heart of Darkness Essay568 Words   |  3 Pagesthe story. Kurtz is one of these characters. Kurtz is introduced towards the end of the story but he has an affect on the action, the theme and the other characters development even when he isn’t present. 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Upton Sinclair gained fame in the early 1900’s from his muckraking novel, The Jungle, describing the life of a young Lithuanian immigrant, Jurgis, living in Chicago in pursuit of the American dream. Jurgis found out that America isn’t as good as it appeared; with higher wages came more expensive goods, and with cheaper houses came higher interest rates. The Jungle, a fictional novel, tells of the real horrors of working in a Chicago meat packing factory. Sinclair had gone

Essay about Intercultural Communication - 1725 Words

Introduction The rapid technological evolution and the growth in the population around the world are playing considerable role in creating new levels of intercultural communicate both locally and globally. People now can get the information from any spots on the planets easily through many televisions channels. Also, gaining huge amount of knowledge from every part around the world is provided by computer networks. Computer networks facilitate the communications as well. Beside create new opportunities, technological and demographic evolutions provide significant challenges to the people. Communicating successfully in another language depends on shifting the frames of reference, norms, and assumptions (Kinzer, 2003). In other words, when†¦show more content†¦Also, impart not only reading and writing, but also professional and technical knowledge, this can lead to a fuller participation in economic and civic life (Cummins, 1994). On the other hand, cultural literacy underlines the necessi ty for shared experiences and points of reference among an interpretive society in order to comprehend texts adequately. As opposed to functional literacy which focuses on skills, cultural literacy requires familiarity with a particular knowledge that is essential to meaningful text interpretation in particular cultural contexts (Irvin et. al, 1994). Furthermore, critical literacy is a sociocultural method that encourages individuals to analyse texts. It is crucial in the learning of reading, because it enables people to comprehend how a text works to position and who get benefits from this positioning. According to Cummins (1994), learners should not only read the word, but read the world. Reading the word creates limitations in the ways that individuals can understand the world. Critical literacy helps individuals to engage critically with how they interpret and apply the knowledge in the society. Concepts of literacy There is a wide range of theorists and researchers agreed on necessity exceed the usual functional literacy conception by define literacy in relation to particular social and cultural context (Leu et. al., 2004). According to Street (2001),Show MoreRelatedIntercultural Communication21031 Words   |  85 PagesI. INTERCULTURAL COMMUNICATION. FRAMEWORK ...the single greatest barrier to business success is the one erected by culture. Edward T. Hall and Mildred Reed Hall Why study Intercultural Communication? Cultural diversity and multiculturalism are the realities of everyday life for almost everyone. The growth of interdependence of people and cultures in the global society of the twenty-first century has forced us to pay more attention to intercultural issues. In order to live and functionRead MoreSolving Intercultural Communication Problems1447 Words   |  6 Pages Sherwood Fleming s Intercultural Communication Insights . 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Music and non

Music and non-violence Essay Both The Battles and Gandhi have fans that respond in intense physical ways ended their reach. The Battles fans followed the long hair fashion for men. Before fans started copying them, hairstyles had a lot to do with personal identification (Taylor). Fans also followed Battle boots, and colorful cloth clothing. Two movies, A Hard Days Night and Help! , were hugely popular and resulted in a plethora of Battles merchandise, including wigs, clothing, dolls, and lunch pails, but it was the music that fans craved (American History). When fans watched The Battles in movies and concerts they followed everything about them. Fans wanted to be Just like them in every way possible. On a different note, Mahatma Gandhi abandoned his western- style suit and tie in favor of the traditional Dhoti, transforming himself from a privileged attorney to a Hindu ascetic (Teller). When Gandhi started to wear his lose fit clothing his followers started to wear lose fit clothing also. Both The Battles and Gandhi had enemies. Gandhi followed his own philosophy. It is hard to believe what anyone can have against Gandhi. He was entirely harmless. Gandhi did not have political power and never forced anyone to follow his philosophy. Gandhi embraced paragraph, requiring a rejection of material sessions that hindered spiritual development (an extension of his belief that life close to earth was best); and he embraced samba, requiring that he work his deeds without emotion, without any desire to defeat an enemy (American History). Sandhogs enemies called him the destroyer of India, a betrayer because he made up his own rules to follow his life by. Many people hated his way of living and wanted to kill him. It is almost impossible to realize how much hatred and violence might have been unleashed from Gandhi trying to create and spread his philosophy to others (Black). Riots erupted between Sandhogs followers and enemies. Both sides thought they were right and the other side was completely wrong. On the other hand, The Battles had enemies of their own. Barbers disliked hippie fashions more than anyone. In the sixties it was not acceptable for boys to wear long hair or to wear colorful clothing and The Battles promoted all of that (American History). Besides the fashion trends in music, The Battles were hated because they demonstrated against United States policies, ecology, and wars and The Battles followers followed behind them closely, and The Battles enemies followed even closer. Gandhi, The Battles and their fans all practiced non-violence. Gandhi organized peaceful protests. He taught his followers to accept their punishment for their actions Mahatma Gandhi believed the best way to oppose tyranny was through non- music and non-violence By handlebars stated was about The untouchables, they were children of God in Sandhogs eyes. American History). Untouchables were the lowest caste in Indians society. Gandhi wanted to get rid of the caste system and make India a united country without discrimination. Gandhi used peaceful forms of protest by not fighting back. Gandhi and his followers started fasting when protests broke out (Teller). When protesters did fight back he would sometimes go on hunger strikes and not eat for weeks a t a time. The Battles found out instead of taking illegal drugs there is a better way to escape this world; The Battles John Lennox, Paul McCarthy and George Harrison discovered last night that the secret of real happiness is all in the mind, if we dont reach a state of understanding of how we can escape the world situation, well Just fade away. The only real escape is meditation. (Taylor) The Battles were in the Counter-culture Movement and they influenced their fans to Join it. The counter-culture movement as a lifestyle of the young, who reject or oppose the dominant values and behavior of society. .uf8c651884c1ba09afc6a628128342d59 , .uf8c651884c1ba09afc6a628128342d59 .postImageUrl , .uf8c651884c1ba09afc6a628128342d59 .centered-text-area { min-height: 80px; position: relative; } .uf8c651884c1ba09afc6a628128342d59 , .uf8c651884c1ba09afc6a628128342d59:hover , .uf8c651884c1ba09afc6a628128342d59:visited , .uf8c651884c1ba09afc6a628128342d59:active { border:0!important; } .uf8c651884c1ba09afc6a628128342d59 .clearfix:after { content: ""; display: table; clear: both; } .uf8c651884c1ba09afc6a628128342d59 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uf8c651884c1ba09afc6a628128342d59:active , .uf8c651884c1ba09afc6a628128342d59:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uf8c651884c1ba09afc6a628128342d59 .centered-text-area { width: 100%; position: relative ; } .uf8c651884c1ba09afc6a628128342d59 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uf8c651884c1ba09afc6a628128342d59 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uf8c651884c1ba09afc6a628128342d59 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uf8c651884c1ba09afc6a628128342d59:hover .ctaButton { background-color: #34495E!important; } .uf8c651884c1ba09afc6a628128342d59 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uf8c651884c1ba09afc6a628128342d59 .uf8c651884c1ba09afc6a628128342d59-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uf8c651884c1ba09afc6a628128342d59:after { content: ""; display: block; clear: both; } READ: We'd rather have a bowl of Coco pops EssayGandhi and The Battles lead their followers to non-violent actions with meditation, and fasting. Both had enemies, but that always comes along when they had so many people following their path. The Battles and Gandhi had fans that copied their physical ways more than they expected. The Battles fans copied their hairstyles and Sandhogs followers copied his lose white fit clothing. When you look at them from far away it does not seem like they have anything in common but when you break it down, everything has something in common with one another.

Shame and Guilt Is There a Difference free essay sample

As soon as the Judge ruled and sentenced an adult woman to four years and 394 day of Jail, many people outside the court were outraged. The adult lady killed a construction worker, while on her way to a party. The thing is she was driving drunk, and due to her drunkenness, she didnt notice the construction ahead signs. As a result, she ran over a construction worker, who after being severely injured, didnt survive. So you might be thinking that Justice was made and thats the end of it. Well no. for those people outside the court, Justice wasnt made. Why? Because that oman who killed that worker can buy herself out of Jail and out of her responsibility. If she had been given five years, then she would have to serve her sentence in Jail, but since she was only sentenced to 4 years and 395 days then she can go on with her life as though nothing happened. We will write a custom essay sample on Shame and Guilt: Is There a Difference? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page And you know what her fee is? 1 500 dollars. The mans family and neighbors are mad and so am l. I think that she should definitely be more years in Jail. That she shouldnt be able to buy herself out. What happens to his family? What happens to his parents, to his wife, but mostly to his hildren? According to author June Tangney, in her essay Condemn the Crime, Not the Person, we should make people like this woman feel guilty but not shameful about what she has done. As far as I am concerned, that woman should feel both guilty and ashamed of what she did. That because of her irresponsibility of driving drink she left children without their father, and parents without their son. As the number of crimes increase, punishment for those that are caught should also increase. In the essay Shame Is Worth a try, author Dan M. Kahan explains a few xamples of how shame as a punishment is worth to try. He explains how people that are found drinking and driving in Florida or Texas can get ordered to place bumper stickers in their car stating their previous DUI. Why couldnt something similar be done with this case? Of course no bumper sticker will ever compensate for the damage done, but it will at least make everybody else aware of the danger they might run into. According to Tangney, Feelings of shame involve a painful focus on the self †the humiliating sense that I am a bad person. Tangney also tries to argue how psychologically this affects the person, how it doesnt motivate any changes and therefore doesnt approve of this as a punishment. I believe that in order to learn from your bad choices, it is important to feel ashamed and guilty. People who commit robberies and other similar crimes should be humiliated and made feel guilty of what they have done. Only that way will they ever think of not doing it again. What if the woman in the case I mentioned earlier paid her fee and had to do some type of community service? What if she was sent to some DUI classes and then go help with campaigns to prevent drunk driving? Well I wouldnt be so happy about this. Tangney provides examples of how people in similar cases can be sent to these kinds of events instead of publicly shaming them. But then what happens to those persons who really volunteer for those good causes like helping the elderly and cleaning parks? What happens with them? Ideas like Tangneys seem like an insult to those who volunteer from their heart and not because they have to or because they were ordered to do so. In paragraph seven, Kahan agrees on how community service is to these causes, not only that but it is also seen as an I insult to those who benefit from these activities. What I propose is for a better way to take care of our growing community criminals. I propose more time in Jail, and no paid fees. It is simply not fair that while a family suffers, the one that is at fault can leave without being punished. Its not something absurd or new. These kinds of ideas and injustices have been going on for a while now and it is time to do something about it.

Free Essays on Automobile Pollution

I. Introduction In the past century, the automobile has come a far way from Henry Ford’s Model T. In the United States there has always been a high demand for cars, and with that demand comes the need for speed, and a need to have the best. And that is what major automobile industries have been giving our society because they know that they can profit greatly from it. These industries know what sells and they take advantage of it. In order to improve automobiles so that they meet these needs of our society, automobile industries turn to technology. Technology is what has turned the Ford Model T into a Ford Mustang 5.0. Of course with this technology comes flaws. The biggest and most obvious flaw is pollution. Because of pollution, we find ourselves asking the question of whether this technology has helped our society more than it has hurt it. And now that we have identified the problem, how can it be fixed, and how will fixing the problem of automobile pollution affect society also? II. Economic/Social Issue Pollution is becoming a big problem in today’s world. We are wrecking the earth day by day and automobiles are a very big part of that. As SUV’s get more and more popular, the pollution just increases. This world has become a very selfish place and people think only about themselves. They don't care that we are ruining the earth and soon enough, this world will not be livable. But as long as the earth is fine for right now, no one really cares. We like to put the blame on the business’ saying that it is their fault, but they make what we will buy. As long as the demand for SUV’s are so high, none of these car companies are gonna put much interest into the hybrid vehicles. It is up to the consumers to embrace this environmentally friendly way of living. Once the consumers allow change to take place, and put the value of life over their own possessions, we will be able to make the certain steps in cleaning ... Free Essays on Automobile Pollution Free Essays on Automobile Pollution I. Introduction In the past century, the automobile has come a far way from Henry Ford’s Model T. In the United States there has always been a high demand for cars, and with that demand comes the need for speed, and a need to have the best. And that is what major automobile industries have been giving our society because they know that they can profit greatly from it. These industries know what sells and they take advantage of it. In order to improve automobiles so that they meet these needs of our society, automobile industries turn to technology. Technology is what has turned the Ford Model T into a Ford Mustang 5.0. Of course with this technology comes flaws. The biggest and most obvious flaw is pollution. Because of pollution, we find ourselves asking the question of whether this technology has helped our society more than it has hurt it. And now that we have identified the problem, how can it be fixed, and how will fixing the problem of automobile pollution affect society also? II. Economic/Social Issue Pollution is becoming a big problem in today’s world. We are wrecking the earth day by day and automobiles are a very big part of that. As SUV’s get more and more popular, the pollution just increases. This world has become a very selfish place and people think only about themselves. They don't care that we are ruining the earth and soon enough, this world will not be livable. But as long as the earth is fine for right now, no one really cares. We like to put the blame on the business’ saying that it is their fault, but they make what we will buy. As long as the demand for SUV’s are so high, none of these car companies are gonna put much interest into the hybrid vehicles. It is up to the consumers to embrace this environmentally friendly way of living. Once the consumers allow change to take place, and put the value of life over their own possessions, we will be able to make the certain steps in cleaning ...

MARKETING ESSAY Example | Topics and Well Written Essays - 1000 words

MARKETING - Essay Example Segmentation constitutes the first step in Brand Development; it is referred to as the process of dividing and sub-dividing the entire population into ‘meaningful segments’. The word meaningful can be elaborated upon to mean segments that have distinct needs and characteristics, which different products can cater to (Kotler, Armstrong, Saunders, Wong, 1998, pp. 185). This segmentation is not done arbitrarily rather it initially was done on the basis of the demographics that match with those of the ideal consumer of the product, however over the years the focus of segmentation has changed from demographics to more qualitative measures such as psychographics. Unilever Ltd, one of the leading Fast Moving Consumer Goods Company has developed its own model of psychographic segmentation, that is, VALS (Values and Lifestyles). Market Segmentation is done in order to channelize the Organizations resources towards a targeted population instead of aimlessly squandering them on the whole population, majority of which does not form a part of its target market. A few years ago market segmentation was taken to be an unquestionable theory of marketing. Recently however, its validity has come into question by many researchers and critics such as Yankelovich and Meer (2006, pp. 1-10), Hoek, Gendall and Esslemont (1996, pp. 25-34). Amongst a few of the arguments presented by the afore mentioned researchers against market segmentation was the fact that market segmentation involves a lot of subjective judgment that is practiced on behalf of the researcher, the psychographic market segmentation tactics have led to all the advertising emphasis on the emotional appeal, thus rendering product functionality as insignificant as a result of which product innovation is declining and so forth. Yankelovich quoted the example of Miller Lite as an example to state that the emotional appeal used due and lack of focus on the product functionality led to an unsuccessful advertising campaign,

Coordinated management of meaning theory Essay Example | Topics and Well Written Essays - 500 words

Coordinated management of meaning theory - Essay Example It is but natural that the two cannot walk together, unless they are agreed. No coordinated action is possible when the viewpoints are divergent. No one is individually responsible to construct a social situation. A problem surfaces on account of friction and interaction of conglomeration of issues in a group situation. Proper response to such issues can only be through consensus. But social realities often hinder such a possibility. A symposium was held recently in the Community Hall at Houston(TX). Local politicians, police officers and some NGOs who represented the interests of women participated in the symposium. The issue for discussion in the symposium was â€Å"Women safety, how to challenge increasing rape cases.† Initiating the debate the women representative said, â€Å"The politicians and police are responsible for the present state of affairs. No woman feels safe in cities. Police have no control on the issue and the politicians are not serious about it. The judiciary is helpless and the cases in courts linger on for years.† Even as she continued with her angry outburst, the senior police officer intervened. â€Å"Our department is not responsible for increase in rape cases. The moral fabric of the society has been torn asunder. The available security force with us is totally inadequate. The above observations were immediately contested by a police official. â€Å"We are not corrupt. If we receive a complaint against any police personnel, we take action as per disciplinary proceedings rules governing the police department. We are only the investigating agency in rape cases. For delay in the cases and for awarding punishment, we alone are not responsible. Often political pressure stalls the speedy investigation.† Here is a situation that explains the manner in which social words are created. This juncture can be as the point of creating social words. Our social words are created as per the demand of the

A metaphor is a literary Essay Example for Free

A metaphor is a literary Essay A metaphor is a literary device that is used by writers as a descriptive alternative to the use of adjectives, similes or other methods to describe the nature of the object described. Metaphors describe an item as if it were another item, drawing parallels between the subject of the description and the object actually being described. (Sucham, 7) In writing about organizations, there is a standard set of metaphors typically engaged. As organizations are typically complex systems, the use of metaphor to describe their design and process is a common tool for elucidation of the subject. (Sucham, 8) Commonly, the metaphor applied to organizations is that of the living organism. (Sucham, 8) It is possible to draw parallels between many of the elements of a living being and those of an organization, such as a large business. (Sucham, 9) The central component of any complex organism is the brain. (Levine, 244) The brain is responsible for receiving the environmental and internal input from the organism and its surroundings, formulating functional explanations for the phenomena, plotting a course of action, and conveying the instructions to the other parts of the organism to execute. (Levine, 245) In a large organization, the brain is represented by the company’s president and/or board of directors. (Levine, 245) Like the brain of the organism, this element of the organization receives and interprets information, formulates plans, and issues directives throughout the organization. (Levine, 246) As in an organism, any damage or defect in the brain will severely damage the functionality of the organization. (Levine, 246) As blood is the essential element of the circulatory system, so is money essential to the organization. (Blunck, 422) Like blood, money must flow into and out of the various parts of the organization in order to ensure their health. (Blunck, 423) An interruption of blood flow can compromise organs in an organism; an interruption of capital can do the same for an organization. (Blunck, 423) As is the case with the organization, in most organisms, a disproportionate amount of blood is required to maintain the brain. (Blunck, 424) A marketing division of a company acts as the sensory input mechanism for an organization. (Blunck, 426) Like the eyes and other senses, market research gives the executive â€Å"brain† important information about its environment. (Blunck, 426) The marketing department can produce information about what elements in the organizational environment are, or could potentially cause harm to the organization. (Blunck, 427) Similarly, the senses offer the brain information about environmental threats or opportunities for advantage or growth. (Blunck, 427) Like the senses, the marketing department of an organization can be a key element in targeting important priorities for the organization. (Blunck, 427) In communicating these observations and findings to the brain/executive, marketing can give useful information as to the course of action most beneficial for the organization or company. (Blunck, 428) Human resources and training departments can serve an organization in a manner similar to how the digestive system serves an organism. (Blunck, 429) Like the digestive system, HR takes material from outside the organization and brings it to the inside of the organization. The department is vital in ensuring that those items taken into the organization will help build it to be strong and healthy. (Blunck, 430) The HR system also expels waste and armful elements from the organizational body by terminating the employment of unusable or toxic personnel. (Blunck, 430) Training is another component of the HR digestive track. Training takes the raw components taken in by HR and shapes them into products that can be of immediate and direct use to the organizational organisms. In organizations, as in organisms, a great deal of conversion is necessary to turn the â€Å"food† of the organism into the nutritional components that contribute to the growth and health of the organization. (Blunck, 430) The Information Technology department of any organization acts as the central nervous system. A complicated and often delicate structure, IT is vital in the area of communication within the organization. (Blunck, 431) As in an organism, IT or nerve failure can result in negative consequences that can be as trivial as minor discomfort in a small area, or as massive as corporate paralysis. The decision-makers in an organization rely upon the information conducted to it by the IT nervous system, and are unlikely to act in the absence of information. (Blunck, 431) If they choose to do so, the results are often catastrophic. A breakdown of the nervous system can similarly cause the components of an organism to behave in a destructive or non-productive manner. (Blunck, 431) Nerve damage can result not only in paralysis, but also in flailing, intermittent shutdowns, and other destructive activities to the organism. As a metaphor for a large organization, the living organism is useful and apt. Certainly, as with any literary device, it is possible to abuse the metaphor to the extent that it no longer applies, but in the case of the organization, the interaction of the components and parts is sufficiently complex to be described as an organism. (Sucham, 12) Successful organizations, like healthy organisms, rely upon a delicate balance and good performance of several elements, each of these vital to the â€Å"health† of the overall construct. Work Cited Blunck, P. (1994) â€Å"From a Rational Structure to a Socio-Technical System: A Whole-Mind Metaphor for Organizational Change†. A Review of General Semantics, Vol. 51, No. 4. Pg. 422-431. 1994 Levine, D. (1995) â€Å"The Organism Metaphor in Sociology† Social Research, Vol. 62, No. 2. pg. 244-271. 1995. Suchan, J. (1995) â€Å"The Influence of Organizational Metaphors on Writers Communication Roles and Stylistic Choices† The Journal of Business Communication, Vol. 32, No. 1. pg. 7- 13. 1995

Lyndon Johnson and the Tonkin Gulf Resolution Essay -- History Histori

Lyndon Johnson and the Tonkin Gulf Resolution The official rhetoric of Lyndon Johnson’s administration portrayed the Gulf of Tonkin incident as an unprovoked and malicious attack on U.S. ships by the armed forces of North Vietnam, as a result of which the President needed the power to deal militarily with the North Vietnamese. The Gulf of Tonkin incident explicitly encompasses military actions on August 2, and alleged actions on August 4, 1964, between North Vietnamese torpedo patrol boats and United States destroyers and aircraft off the coast of North Vietnam. President Johnson and many top administration officials declared that the United States was innocent of any aggressive offensive maneuvers against the North Vietnamese, and that the attack on two U.S. destroyers was an unexpected slap in the face. In reality, however, the opposite of the administration’s claims was true. Through a period of years, and especially throughout the nine months prior to the incident in the Gulf of Tonkin, there was thick and constant U.S. involvement with the South Vietnamese, who conducted many joint offensive operations against North Vietnam. This paper will show just how intensely the United States was involved in covert military action against North Vietnam in the ninemonth period (Lyndon Johnson’s first nine months as President) leading up to the Gulf of Tonkin incident. Further, it will demonstrate that the second alleged attack (August 4) by the North Vietnamese in the Gulf of Tonkin never occurred, but was fictionalized by the Johnson administration in order to ask Congress to give the President the authority to conduct overt military operations against North Vietnam. The idea for the Tonkin Gulf Resoluti... ...Secret Side of the Tonkin Gulf Incident, â€Å"Naval History, August 1999,† Annapolis MD: U.S. Naval Institute, 2002, (5 December 2002). 8 The Secret Side of the Tonkin Gulf Incident. 9 Gibbons, U.S. Government and the Vietnam War, 2. 10 Ibid., 3. 11 Ibid., 5, 6. 12 Ibid., 5. 13 National Security Action Memorandum No. 280, Lyndon Baines Johnson Library and Museum-National Archives and Records Administration, (5 December 2002). 14 Ibid. 15 Gibbons, U.S. Government and the Vietnam War, 6. 16 Ibid., 6. 17 Ibid., 6. Emphasis mine. 18 George C. Herring, The Pentagon Papers-Abridged Edition (New York: McGraw-Hill, Inc., 1993), 94. 19 Gibbons, U.S. Government and the Vietnam War, 2.

Management Report Project on Work Performance

Abstract The objective of this research is to find out if there is any correlation between work performance and job satisfaction through a sample study of sales personnel working in different banks. Additionally, this research sought to understand whether job satisfaction is linked to both work motivation and employee’s perceived style of leadership by Managers. With the help of surveys and interviews conducted with the participants, it was established that job satisfaction was positively related with work productivity. Similar essay: Argyles Communication CycleWork motivation and employee’s perceived style of leadership were also established as positively related with employee job satisfaction. These findings suggest that to increase work productivity, managers may be required to elevate the level of job satisfaction in employees, which may be potentially accomplished via a participative approach to leadership and effective motivation of employees. However, as the study is correlational in nature, the limitations of the current research are indicated under Discussion. Literature ReviewRelationship between Job Satisfaction and Productivity The most-used research definition of job satisfaction is by Locke (1976), who defined it as â€Å"a pleasurable or positive emotional state resulting from the appraisal of one’s job or job experiences†. There are other researchers and studies that support this notion of relationship between job satisfaction and productivity indicating that org anizations increasing job satisfaction is not only to benefit its employee but also for the organization financial advantages.As cited by Edward E. Lawler, job satisfaction is related to productivity as this comes from a path goal theory of motivation that has been stated by Georgopoulos, Mahoney and Jones, Vroom, Lawler and Porter. According to them, people are motivated to do things which lead to rewards that they value. In this case, a path-goal theory would predict that high satisfaction will lead to low turnover and absenteeism because the satisfied individual is motivated to go to work where his needs are being satisfied.As quoted by Dailey and Kirk, 1992, job satisfaction and organisational commitment share an inverse relationship with absenteeism and turnover intention, factors that can sharply cut bottom line. Adverse consequences include lower productivity and morale, and higher cost of hiring, retention and training. Thus, the reverse holds true whereby lower frequencies of absenteeism and turnover could lead to potentially higher contribution to organisational economic productive gains.In a research done by National Research Institute for one of the largest Food Services providers in the United States, it was suspected that employee satisfaction was the cause for high employee absenteeism, ruling out other tangible factors. Findings showed that low job satisfaction was evident; the National Business Research Institute (NBRI) Root Cause Analysis indicated that a gap existed between employees and the organization's short and long term goals, vision, and mission.Proposed recommendations from NBRI included several measures to relay management's strategic plans to the lowest-ranked employee and ensuring each and every employee’s daily activities were aligned according to such plans. Thereafter, subsequent employee survey results showed significant increases on employee satisfaction, enhancing Total Company Employee Satisfaction dramatically.Emplo yee Satisfaction Scores took a turn for the better, from a Weakness (below the 50th percentile of the NBRI Normative Database) to being Strength (above the 75th percentile of the NBRI Normative Database) in only six months. What’s more, employee absenteeism was reduced by more than 60%. With this correlation, Organ (1988) found that the job performance and job satisfaction relationship follows the social exchange theory in which employees’ performance constitute a giving back to the organization from which they get their satisfaction.Recognising the fact that low job satisfaction leads to low productivity, in turn aggravating organisational performance, it is imperative organizations assess the strength of the relationship between employee job satisfaction and productivity level because of underlying implications on redesigning certain aspects of work. A study was conducted by Shanu and Gole (2008) on the satisfaction level of 100 managers from 15 private manufacturing firms. A job satisfaction instrument assessing areas such as recognition, monetary remuneration, working conditions, nature of job, and future advancement was used.Then, these survey findings were compared with performance evaluations done by executives of assorted companies. In the wake of this, it was discovered that performance levels are consistent with high satisfaction scores. This is congruent with a review of 301 studies, revealing that job satisfaction bolsters up work performance, with a higher inclination towards professional jobs, compared to less complex jobs (see Saari & Judge, 2004). While there are studies to show this correlation, the present study was concerned with whether job satisfaction is significantly associated with performance in the economic aspect.In a study conducted on 42 manufacturing companies, Patterson, Warr, and West (2004) found that- holding other factors like company size, previous productivity, and industrial sector constant- productivity (fin ancial value of net sales per employee) is positively correlated to job satisfaction In another study, Herzberg et al. (1959) stated that (positive) satisfaction is due to good experiences, and that these are due to `motivators' – achievement, recognition, the work itself, responsibility and advancement.Dissatisfaction is due to bad experiences caused by `hygiene' factors – supervisors, fellow workers, company policy, working conditions, and personal life (Herzberg et al. , 1959). Therefore, it is unable to ascertain if job satisfaction is positively correlated with economic productivity or whether an inverse relationship exists. The present study seeks to reaffirm findings from the bulk of research in favour of the notion that satisfied employees are more labour productive. Relationship between Motivation and Job SatisfactionThe level of performance of employees relies not only on their actual skills but also on the level of motivation each person exhibits (Burney et al. , 2007). A motivational framework, built on the premise of how employees should be managed, affects job satisfaction. Herzberg's (1959) two-factor theory of motivation attributes ‘pay and benefits' to one of the hygiene factors, in that the exclusion of this causes job dissatisfaction (Hugh Greenway & Tim Runacre, 2008). As Argyle (1989) explains, positive job atisfaction is due to motivators such as achievement, recognition, the work itself, responsibility, and advancement, while dissatisfaction is due to bad experiences caused by hygiene factors such as salary, supervision, company policy, relations with fellow workers, and conditions of work. Lawler (1973) has a theory known as discrepancy theory which states that workers measure job satisfaction based on what they receive versus what they expect to receive, and a comparison in which an actual outcome level is lower than an expected outcome level would lead to dissatisfaction (Castillo & Cano, 2004).However, in another theory of motivation known as equity theory, it states that motivation is affected by workers’ perception of how fairly they are being treated, with employees evaluating their inputs/outcomes by comparing them with the inputs/outcomes of others (Castillo & Cano, 2004; Luthans & Doh, 2009). If the ratio of inputs to outcomes is similar to the inputs and outcomes of others, equity exists. Inequity exists when the ratio of inputs to outcomes is unequal to the inputs and outcomes of others (Castillo & Cano, 2004; Luthans & Doh, 2009).Job satisfaction is then associated with the perception of equity, while perceptions of inequity will result in dissatisfaction with this belief having a negative effect on job performance (Castillo & Cano, 2004; Luthans & Doh, 2009). The common factors shared by the different theories of motivation are the implication of a need for effective motivation in order to make employees satisfied with their jobs. Castillo and Cano (2004) examining in an ear lier study on 148 faculty members reported that all of the job motivator factors identified by Herzberg (1959) were moderately or substantially related to overall job satisfaction.Such findings shed light on how organisations can enhance productivity by considering provision of motivators such as recognition or improving on such motivators so as to heighten job satisfaction. In order to attain optimal profits, it is necessary to ascertain the link between motivation and job satisfaction through extensive foraging for substantial evidence. Most importantly, the present study will illustrate that existence of motivators to propel employees to reach for organisational goals has a favourable impact on labour productivity via enhancement of job satisfaction.Leadership Style and Job Satisfaction In an organisation, the performance of staff is not only affected by motivation and job satisfaction but it is also affected by the leadership style adopted by the organisation. Leadership is defi ned as a process through which others are influenced to channel their efforts in the direction of attaining their goals (Luthans & Doh, 2009). Organizational leadership sets the tone in the effectiveness of organizations, as well as plays a vital role in job satisfaction.Positive interactions among organisational leaders and members give rise to mutual respect, trust, and the ability to generate a sense of hope for the future- a much needed ingredient for job satisfaction to blossom from such relationships (Ackfeldt& Coote, 2005; Farh, Podsakoff, & Organ, 1990). Moreover, there is research that shows the existence of the relationship between leadership style and job satisfaction. The National Business Research Institute (2007), examining factors of job satisfaction, surveyed more than 15,000 employees, largely white collar, from all levels of participating organizations in the United States.Leadership is identified as the prominent factor contributing to job satisfaction, a phenomen on evident in organizations. There is a relationship between managers’ leadership styles and employees’ job satisfaction, illustrated in a sample of 814 employees of a national hospital. According to Rad and Yarmohammadian (2006), a strong correlation between leadership behaviours and job satisfaction prevails, citing that employee job satisfaction depends upon the style of leadership of managers.It was realised that a trend emerged from studying the sample group; a participative leadership style of managers dominates where this is a style of leadership in which subordinates are led through a reliance on task-oriented and people-oriented approaches. In Luthans and Doh (2009) findings, participative leaders adopt a non-authoritative tone, empowering employees, together with consulting with them, delegating responsibilities, and enabling mutual decision-making. As well, another study on the influence of leadership style on job satisfaction included 220 individuals coming from diverse industries like manufacturing, education, and overnment. Research findings showed a consistency with the earlier sample study, denoting that task and relational leadership style were positively associated with subordinate job satisfaction (Madlock, 2008). In all, it is essential to bear in mind that participative approach to leadership comprising task and relational behaviours may not be the best â€Å"one style fits all† style of management due to the vast differences among organization’s cultures, leaving one to engage in other styles of leadership where appropriate. (Yarmohammadian, 2006).Among other things, participative leadership is more popular in technologically advanced nations and may increasingly abound as countries mature economically (Luthans & Doh, 2009). Therefore, it is vital to further justify through the current study if job satisfaction increases via participative leadership style. If such a relationship is confirmed, it is assumed that job satisfaction shares a positive association with productivity; participative leadership by managers could potentially boost employee productivity. The Current StudyThe present study examined the relationship between job satisfaction and productivity where respondents are seventy-three employees working in 2 local and 2 foreign banks based in Singapore. The intent is to affirm if employees’ level of work motivation and managerial leadership style gives rise to varying levels of job satisfaction. The participants in the study were Relationship Managers recruited from the sales departments of the local banks, namely United Overseas Bank (UOB) and Post Office Savings Bank (POSB), as well as from the foreign banks Standard Chartered and Citibank N.A. The scope of work required by the employees across the different organizations was similar, with the Relationship Managers being responsible for revenue generation by selling financial products. These organizations were selected f or the present study to ascertain whether job satisfaction relates to employee economic performance in terms of labour productivity. In the banking sales sector, where productivity is measured in terms of financial value of net sales per employee, this provides a pecific measure of the construct and permit correlational analysis with job satisfaction scores, precisely the reason for the choice of the banking sales sector being the main subject of this present research. Three instruments assessing work motivation, leadership style of managers, and job satisfaction were given to the participants. Participants could respond freely to the survey questions according to their own perceptions. Every participant’s labour productivity figures were provided by the respective managers of the four sales departments.Lastly, the Method furnished additional details regarding the assessment instruments. Hypotheses It was anticipated that labour productivity would be positively associated wit h job satisfaction. It was also predicted that both work motivation and employees’ perceived use by managers of participative leadership would be positively related to job satisfaction. Method Participants One Hundred working adults, out of which 50 were females and 50 were males, aged from 21 to 40 (M= 30. 9 years, SD= 5. 37) constitute the respondents for this study.These respondents, each having worked in these banks from 1 to 10 years (M= 5. 41, SD= 2. 58), were chosen from the sales acquisition departments within the main branches of 2 local banks and 2 foreign banks based in Singapore. Materials The tools required for the purposes of the present study come in three different assessments. Firstly, using The Leadership Style Questionnaire by Northouse (2001) measures task and relational leadership style to collate a general leadership profile representative of the participative approach to leadership.According to Anderson, Madlock & Hoffman, 2006 (cited in Madlock 2008), this instrument has reported scale reliabilities ranging from 0. 92 to 0. 95, and comprises 20 items measuring task and relational leadership styles on a 5-point Likert scale (1= strongly disagree to 5= strongly agree). The second instrument, adapted from the Work Motivation Behavior Scale of the Akinboye’s 2001 Executive Behavior Battery, is a 15-item questionnaire incorporating a 4-point Likert scale (1= strongly agree to 4= strongly disagree).The third item measuring job satisfaction was rated by the 8-item Abridged Job in General scale (Russell, Spitzmtiller, Lin, Stanton, Smith & Ironson 2004, cited in Madlock 2008) that was based on a 5-point Likert scale response (1= strongly disagree to 5= strongly agree). The Abridged Job in General scale was reportedly said to have a reliability of 0. 87 (Russell et al. 2004, cited in Madlock 2008). Attached in Appendix 1, 2, and 3 respectively is a copy of the Leadership Style Questionnaire, the Work Motivation Instrument, and the Abridged Job in General scale.Apart from these data obtained from the research instruments, branch department mangers provided the labour productivity of each employee based on the financial value of the nets sales revenue per month per employee for the past 12 months. Procedure A telephone discussion with each of the four banks’ main branch’s sales acquisition departments’ managers on the possibility of conducting a study investigating the links between leadership style, employee motivation, and job satisfaction which in turn predicts productivity was done.After consenting to the terms of the research, the researcher scheduled a half hour for the employees of each of the four banks at a time convenient to them. Meanwhile, delivery of the informed consent form and instructions for the three assessments, packed in an envelope, was arranged to each participant. All participants were given an explanation regarding the nature of the research, including clearing any doubts they might have, pertaining to the research. Sealed envelopes containing the questionnaires completed and handed by the participants to the respective manager would be collected from the latter in a week’s time.On the same day of collection, the month-end financial net sales figures of each employee for the duration of the past 12 months were obtained from the managers in order to compute monthly mean sales revenue figures as an index of labour productivity for each participant Results A computation of statistics for each assessment tool was done. The mean of job satisfaction was 23. 88 (N= 100, SD= 2. 46), the mean work motivation score was 38. 76 (N= 100, SD= 3. 94), while the mean score of employees’ perception of leadership style was 83. 98 (N= 100, SD= 6. 10).Monthly financial net sales figures for the past 12 months of each participant were to yield mean monthly sales revenue figures after which the mean of the averaged monthly sales revenue figures of all participants was found to be 14,265. 62 (N= 100, SD= 2,653. 47). Simple regression regressed productivity on job satisfaction. Results show that job satisfaction was positively associated with productivity, accounting for 20. 04% of the variance in productivity (R= 0. 66, p; . 001). Through multiple regression analysis, it was found that motivation and perceived leadership style affected the varying levels in job satisfaction scores.Work motivation and perceived leadership style were both positively correlated with job satisfaction, accounting for 19. 5% (R= 0. 66, p; . 001) and 16. 26% (R= 0. 24, p; . 001) of the variance in job satisfaction respectively. Discussion The present study, conducted on a pool of white collar professionals, looked into the relationship between labour productivity and job satisfaction, as well as examined whether job satisfaction was associated with work motivation and employees’ perceptions of managerial leadership style.Results tabulated from th e survey which was measured utilizing self, peers or supervisor assessment indicate that job satisfaction was moderately correlated with labour productivity, a finding that lends support to the body of research suggesting that greater job satisfaction is indicative of higher work performance (Argyle, 1989; Saari & Judge, 2004; Shahu & Gole, 2008).However, even when the economic aspect of performance, or more specifically, of labour productivity was examined, average job satisfaction still indicates to be correlated significantly with performance, as consistent with Patterson M, 2004 study of 42 manufacturing companies indicating that company mean overall job satisfaction was significantly associated with and predictive of economic performance.However, even with the result that accounts for such relationship between work productivity and job satisfaction, it is difficult to infer that job satisfaction is the direct cause to that outcome. As it is widely known that correlation does no t equate to causation, it cannot be concluded with certainty that satisfied employees evidence greater productivity as a consequence of their being satisfied with their jobs, as the reverse could be true that productivity actually accounts for job satisfaction or a third variable could influence the outcome of the relationship between both.As for the third variable there is some evidence to suggest that redesigning jobs to enhance job features such as task identity, task significance, skill variety, autonomy, and feedback may increase job satisfaction (Argyle, 1989), as it has been proposed that such features provide job satisfaction (Hackman & Oldham, 1980, cited in Argyle, 1989). What can be extrapolated from the findings of the current study is that job satisfaction makes up a proportion of the variance in employee productivity.This implies that a focus on improving employees’ level of satisfaction with their jobs may elevate labour productivity figures. Motivation and Job Satisfaction The findings obtained from the present study suggest that work motivation is positively associated with job satisfaction. Most research has indicated moderate to substantial correlations between Herzberg’s (1959) job motivator factors and overall job satisfaction (Castillo & Cano, 2004) which is no surprise that there is a positive correlation between both.If motivators such as recognition, achievement, nature of the work, advancement and responsibility determine job satisfaction as purported by Herzberg (1959), then motivating employees via a focus on improving such aspects of a job may serve to make individuals more satisfied with their jobs. Castillo and Cano (2004) found that amongst the job motivator factors that were associated with job satisfaction amongst college faculty members, recognition best explained the variance among faculty members’ overall level of job satisfaction.Interestingly, Herzberg’s (1959) assumption that hygiene factors r elate to or determine dissatisfaction was supported, as it was found that the factor of working conditions was the least motivating aspect of faculty members’ jobs, implying that employees were least satisfied with the context in which their job was performed (Castillo & Cano, 2004).Management may thus need to seek out creative methods to motivate workers by providing opportunities for advancement, achievement, and through the cultivation of a sense of responsibility and autonomy as individuals are motivated to excel because of intrinsic needs such as achievement, recognition, self-development, and meaning derived from performing work. More importantly, what Castillo and Cano’s (2004) findings suggest is that work should provide recognition through acts of notice or praise by colleagues, superiors, and management to increase job satisfaction.In the studies that have reported relationships between job satisfaction and work performance, it has been noted by Argyle (1989) that the correlations are greater for employees in supervisory or professional jobs. Also, job satisfaction predicts performance, with the relationship being even stronger for professional jobs could be due to the possibility that in such jobs, job performance is less contingent on external pressures such as task speed or wage incentives and more on motivation (Argyle, 1989).To the degree therefore that work performance or productivity depends upon employees’ level of job satisfaction, motivation at work holds an indispensable role particularly with respect to white-collar professional jobs in terms of its potential influence on job satisfaction. To conclude if motivation directly determines job performance are well beyond the scope of the current study.Further research is thus warranted in this area that will permit inferences about whether work motivation causes job satisfaction or work performance, or whether job satisfaction instead influences motivation. Leadership Styl e and Job Satisfaction In the present study, leadership style was indicated to be positively related to employee job satisfaction. This finding is of value because it supports the research findings that indicate that leadership behaviour of managers has an important influence on subordinate job satisfaction (Madlock, 2008).It appears from the current findings that as the perceived use by employees of a participative style of leadership in which task-centered and people-centered approaches are combined to lead subordinates, employees are more satisfied with their jobs. Such a finding is of direct relevance to organizations because the present research has also indicated a link between employee job satisfaction and work productivity in such a manner that increased levels of job satisfaction are associated with increased labour productivity.Thus, the extension of the current research by investigating the link between employees’ perceived leadership style of managers and job sati sfaction provides organizations with a further area of focus to potentially maximize job satisfaction and thus to enhance performance of employees. Conclusion The organizational goal of helping employees find satisfaction in their work should be one of paramount importance, as it may be to the mutual benefit of the employer and employee. The present study suggests that employees tend to perform more productively when they are satisfied with their jobs.In order to capitalize on employee job satisfaction to potentially increase performance of employees, ways of maximizing job satisfaction may encompass managing workers by selecting a participative style of leadership, as well as by motivating employees by ensuring that relevant intrinsic needs such as recognition are fulfilled though appropriate restructuring of the job. Such endeavours may then be advantageous for organizations in terms of productivity gains in the likelihood that job satisfaction is improved upon. Appendix 1 LEADERS HIP STYLE AND WORKPLACE QUESTIONNAIREDirections: Think about how often your immediate supervisor engages in the described behaviour. For each item, select the number that best represents the behaviour that your immediate supervisor is most likely to exhibit. 1 Strongly disagree2Disagree 3Neutral 4Agree 5Strongly agree My immediate supervisor†¦ 1. Tells group members what they are supposed to do. 1 2 3 4 5 2. Acts friendly with members of the group. 1 2 3 4 5 3. Sets standards of performance for group members. 1 2 3 4 5 4. Helps others feel comfortable in the group. 1 2 3 4 5 5.Makes suggestions on how to solve problems. 1 2 3 4 5 6. Responds favorably to suggestions made by others. 1 2 3 4 5 7. Makes his or her perspective clear to others. 1 2 3 4 5 8. Treats others fairly. 1 2 3 4 5 9. Develops a plan of action for the group. 1 2 3 4 5 10. Behaves in a predictable manner toward group members. 1 2 3 4 5 11. Defines role responsibilities for each group member. 1 2 3 4 5 12. Comm unicates actively with group members. 1 2 3 4 5 13. Clarifies his or her own role within the group. 1 2 3 4 5 14.Shows concern for the personal well-being of others. 1 2 3 4 5 15. Provides a plan for how the work is to be done. 1 2 3 4 5 16. Shows flexibility in making decisions. 1 2 3 4 5 17. Provides criteria for what is expected of the group. 1 2 3 4 5 18. Discloses thoughts and feelings to group members. 1 2 3 4 5 19. Encourages group members to do quality work. 1 2 3 4 5 20. Helps group members get along. 1 2 3 4 5 Appendix 2 HOW MOTIVATED ARE YOU IN DOING YOUR JOB The following questions ask you how motivated you are in completing your job.Please indicate your response based on the following scale. (1 Strongly Agree to 4 Strongly Disagree) 1. You always put in your best effort in the things you do. 1 2 3 4 2. You exceed what you are suppose to accomplished 1 2 3 4 3. Your environment affects your mood in performing your task 1 2 3 4 4. You have a group of helpful colleagues th at make your work pleasant 1 2 3 4 5. Your pay is low so you perform at the minimum. 1 2 3 4 6. You work just to satisfy your basic needs 1 2 3 4 7. To have career advancement is important to you. 1 2 3 4 8.If you are lowly paid but given recognition for you work, you feel good. 1 2 3 4 9. You feel you are part of the organisation. 1 2 3 4 10. Do you feel enthusiastic about your current job. 1 2 3 4 11. Do you feel enthusiastic if you are given a new job scope 1 2 3 4 12. Are you looking forward to achieve the organisation goal. 1 2 3 4 13. You feel discourage when you are asked to perform a new task 1 2 3 4 14. You feel that you are important to the organisation 1 2 3 4 15. Overall, you feel the organisation plans for your future. 1 2 3 4Appendix 3 HOW SATISFIED ARE YOU WITH YOUR JOB QUESTIONNAIRE The following questions ask you about how you feel about your job at work everyday and how satisfied are you. Please indicate your agreement or disagreement on the following statements by indicating your appropriate response based on the following scale. 1 Strongly disagree2Disagree 3Neutral 4Agree 5Strongly agree 1. At this very moment, I am very enthusiastic about my work. 1 2 3 4 5 2. Right now, I feel fairly satisfied with my present job. 1 2 3 4 5 3. At present, each moment at work seems like it will never end. 1 2 3 4 5 4.At this moment, I am finding enjoyment in my work. 1 2 3 4 5 5. Right now, I consider my job rather unpleasant. 1 2 3 4 5 6. My job gives me a sense of achievement. 1 2 3 4 5 7. The amount of support and guidance I receive from my supervisor. 1 2 3 4 5 8. The overall quality of the supervision I receive in my work. 1 2 3 4 5 References FACTORS EXPLAINING JOB SATISFACTION AMONG FACULTY Jaime X. Castillo, Extension Specialist New Mexico State University Jamie Cano, Associate Professor The Ohio State University Journal of Agricultural Education 1) Locke, E. A. (1976). 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